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VERSION:2.0
PRODID:-//Memento EPFL//
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SUMMARY:Asymmetric Information in Automobile Insurance: Evidence from Driv
 ing Behavior
DTSTART:20160621T120000
DTEND:20160621T130000
DTSTAMP:20260503T154229Z
UID:ae4273688399cc46c063e490ae59474006593d957246fd8a9117d033
CATEGORIES:Conferences - Seminars
DESCRIPTION:Alexander MÜRMANN (Vienna University of Economics and Busines
 s)\nBased on a unique data set of driving behavior we find direct evidence
  that private information has significant effects on contract choice and r
 isk in automobile  insurance. The number of car rides and the relative di
 stance driven on weekends are significant risk factors. While the number o
 f car rides and average speeding are negatively related to the level of li
 ability coverage\, the number of car rides and the relative distance drive
 n at night are positively related to the level of first-party  coverage. 
 These results indicate multiple and counteracting effects of private infor
 mation based on risk preferences and driving behavior. 
LOCATION:UNIL\, Extranef\, room 126 https://planete.unil.ch/plan/?local=EX
 T-126
STATUS:CONFIRMED
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